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Your vision will become clear only when you look into your heart.
Who looks outside, dreams. Who looks inside, awakens.
– Carl Jung
What really matters to you? In order to answer that question, we need to get to know you. And in some cases, you may get to know yourself a little better. For many busy families, our time together may be the first and — possibly — only time that they sit together and communicate their life goals in collaboration with the accumulation and distribution of their wealth. As your partner, we’ll get you to look internally to answer:
- How clear are you about your finances and where you stand?
- What do you want for your family?
- What do you focus more on; when you will retire or the life you want in retirement?
- What possibilities exist for you?
- How can we free-up your time so you can spend more of it with your family and enjoy other personal interests?
The following are common financial planning questions we address:
- How can I develop a clear investment strategy to preserve and grow the wealth I have accumulated?
- When I retire, how will I generate income from my assets? Which retirement accounts (IRAs, 401ks) should I make withdrawals from first?
- What is a safe retirement income withdrawal rate I can take without running out of money?
- What impact will inflation (rising prices) have on my lifestyle?
- I have some significant employee stock options. These options account for a large percentage of my portfolio and I’m worried about my lack of diversification. When should I exercise my options? What are the tax ramifications?
- My company is offering me an early retirement package but I really enjoy my work and would like to continue to accumulate more assets for retirement. Can you review my package to let me know if I’m better off delaying or taking this package?
- I’m planning to retire before Medicare age 65, what are my retirement health insurance options once I leave my company?
- How can I set up an estate planning strategy for my family so that I can provide assistance to them without enabling them? What strategies exist to ensure my estate isn’t taxed unnecessarily after I pass away?
- My nephew wants me to invest in his start-up company. Is this a good investment opportunity and how could the success or failure of this investment impact my overall wealth?
- I’ve added several rental properties to my portfolio and have a good stream of extra income; however, I periodically deal with cash flow issues when these properties aren’t fully rented. While these properties have brought additional opportunity into my life, they have also added some extra unwanted complexity. Can you help me find a balance and talk me through the various costs, benefits and tradeoffs of keeping or selling these investments?
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