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Many years ago, I read Bob Buford’s classic Halftime. While I found it interesting and thought provoking, it didn’t resonate with me at the time. Fast forward to 2012. My 50^th birthday was looming right around the corner, and something made me pick up the book again. This time, the message hit me like a ton of bricks. I had hit my own personal “halftime,” and the implications were huge. 

There are many who would suggest that, in a digitally-wired world in which information travels at light speed to all corners, the investment playing field has been leveled between individual investors and the institutions. In reality, however, the incessant noise and information overload can do more to fuel the irrational behavior of investors than it can to provide any sort of advantage.