As a financial advisor, I’ve heard every financial New Year’s resolution there is. Some include a new savings goal. The better ones focus on a new life goal. And yet, for nearly everyone I know—clients, friends, colleagues—the biggest financial challenge they face is not the lack of a goal. What’s missing from the puzzle for many is a plan for every season of life.
To help make 2018 a year of real financial change and progress in your own life, start by asking yourself these four tough questions: