Charitable Planning in Alpharetta, GA

Align your generosity with your financial life — and leave a legacy that reflects what matters most.

  • Values-Driven Giving Plans
  • Tax-Conscious Charitable Strategies
  • Multigenerational Legacy Guidance

Charitable Planning in Alpharetta, GA

Align your generosity with your financial life — and leave a legacy that reflects what matters most.

  • Values-Driven Giving Plans
  • Tax-Conscious Charitable Strategies
  • Multigenerational Legacy Guidance

Generosity Is Important to You. Making It Strategic Is Where We Come In.

Many people give regularly — to their church, favorite charities, or causes close to their hearts. Fewer connect that giving to their broader financial picture. We work with clients to explore how charitable giving can align with their overall financial and estate planning goals, in coordination with their tax and legal advisors.

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More Than a Tax Deduction

Charitable planning done well isn’t only about reducing your tax bill — though that can sometimes be a meaningful benefit. We believe it’s about bringing intention to one of the most significant expressions of what you believe.

At TandemGrowth, we approach charitable planning as part of your whole financial picture. That means looking at your income, estate plan, investment portfolio, and legacy goals together — so that your generosity is both purposeful and financially informed.

Our Charitable Planning Services

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Charitable Giving Strategy

We start by understanding your values, passions, and giving history — then help you think through a plan that fits within your broader financial life. Whether you give annually or are considering a more significant gift, we work to make sure your approach is coordinated with your overall plan.

This includes:

  • Reviewing your current giving and identifying potential planning considerations
  • Evaluating your income, capital gains exposure, and overall tax picture
  • Exploring strategies that may align with your goals and timeline
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Donor-Advised Funds

A donor-advised fund (DAF) is a flexible giving vehicle that allows you to make a potentially tax-deductible contribution, invest the assets for potential growth, and recommend grants to qualified charities on your own schedule. For many clients, a DAF can be a useful tool for simplifying their giving and coordinating it with their tax planning.

We help you:

  • Evaluate whether a DAF may be appropriate for your situation
  • Consider the timing of contributions relative to your income and tax picture
  • Explore funding options, which may include cash, appreciated securities, or other assets
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Qualified Charitable Distributions (QCDs)

For clients who are age 70½ or older, a Qualified Charitable Distribution may offer a way to give directly from an IRA to a qualified charity. A QCD may satisfy all or part of a required minimum distribution for the year, and the amount distributed is generally excluded from taxable income — which may be advantageous for clients who do not itemize deductions or who want to manage their taxable income in retirement.

We help you think through:

  • Whether a QCD may be appropriate given your age, IRA balance, and charitable intentions
  • How a QCD coordinates with your required minimum distribution planning
  • How this approach compares to other giving strategies, including donor-advised funds and non-cash giving, in the context of your overall tax picture

Note: Under current tax law, QCDs may not be directed to donor-advised funds or private foundations. We help you evaluate which approach — or combination of approaches — may make sense for your situation.

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Non-Cash and Appreciated Asset Giving

For clients who hold appreciated investments, real estate, or business interests, donating non-cash assets directly to a qualified charity or giving vehicle may offer potential tax advantages worth exploring — though outcomes will vary based on individual circumstances.

We can help you think through:

  • Potential considerations around donating appreciated stocks or mutual funds
  • The possible role of real estate or business interests in a giving strategy
  • How these approaches might coordinate with your portfolio and estate plan
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Charitable Legacy and Estate Planning

What do you want your estate to say about what you valued? We work alongside your estate attorney to help you consider how charitable intentions might fit within your legacy plan — including beneficiary designations, charitable bequests, and more advanced structures such as charitable remainder trusts or charitable lead trusts, when appropriate to your situation.

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Family Giving Conversations

For families who want to pass values alongside wealth, we can help facilitate conversations about shared priorities, multigenerational giving goals, and how to bring the next generation into meaningful discussions around stewardship and generosity.

Charitable Planning That Fits the Rest of Your Plan

Because we work with clients holistically, charitable planning at TandemGrowth doesn’t happen in a silo. It’s informed by your tax situation, your estate plan, your retirement income needs, and your investment portfolio — all considered together.

When complex giving strategies call for additional expertise, we collaborate with trusted specialists and established giving organizations to help ensure our clients have access to the resources they need.

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Your Path to a More Intentional Legacy

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Discover Your Giving Picture

Share your current giving habits, financial situation, and what you’d like your generosity to accomplish — for the causes you care about and the family you love.

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Design Your Charitable Plan

We work with you to build a strategy that considers your giving alongside your taxes, estate plan, and long-term goals — and helps connect you to the right tools and structures for your situation.

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Give with Clarity and Confidence

With a plan in place, your generosity can become more intentional — helping to support the causes that matter most while keeping your broader financial goals in view.

“Sound financial planning is a means to an end: it helps us create the freedom to become all that we were uniquely created for.”

– Jeff Bernier, CFP®, ChFC, CFS President & Wealth Advisor

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“I believe that we were all created for a purpose, and I believe that sound financial planning is a means to an end: it helps us create the freedom to become all that we were uniquely created for.”

– Jeff Bernier, CFP®, ChFC, CFS President & Wealth Advisor

Your Generosity Deserves a Thoughtful Plan

Without a coordinated charitable plan, even the most generous families can overlook meaningful opportunities — both financially and in terms of the legacy they leave behind.

We’re here to help you give with greater intention and purpose.

This website (“Website”) is a publication of TandemGrowth Financial Advisors, LLC (“Tandem Growth”) which is a registered investment adviser with a primary business location in Alpharetta, GA.

Not all services will be appropriate or necessary for all clients, and the potential value and benefit of the adviser’s services will vary based upon the client’s individual investment, financial, and tax circumstances. Personalized or specialized services, levels of experience, and professional credentials or designations should not be construed as a guarantee of client satisfaction or any particular outcome. Comprehensive or holistic financial planning indicates that financial planning will be informed by the material financial and investment circumstances of the client, as communicated by the client to the adviser, but may not consider literally all aspects of a client’s financial affairs. Past performance does not guarantee future results. All investing comes with risk, including risk of loss.

Additional Important Disclosures

This information is provided for general educational purposes only and does not constitute tax, legal, or estate planning advice. TandemGrowth is not a law firm or accounting firm and does not provide tax or legal advice; clients should consult their own tax advisor or attorney regarding their specific situation before implementing any charitable giving strategy discussed here. References to potential tax benefits, deductions, or advantages are general in nature, may not apply to every client’s circumstances, and are not guaranteed. Tax laws are subject to change and interpretations may vary. Charitable remainder trusts, charitable lead trusts, donor-advised funds, and other strategies discussed involve complexity and risk and are not suitable for every investor.

LET’S DISCUSS

Let’s Start the Conversation

Whether you’re a few years away or already thinking about your next chapter, our goal is to help you navigate with confidence.

Happy couple planning for future financial goals and security with Alpharetta-based financial advisors