Your Career Has Created Real Wealth. Managing It Takes a Coordinated Plan.
Senior executive compensation structures tend to be layered and interconnected. RSUs vesting on different schedules, stock options with expiration dates, deferred compensation elections, concentrated positions in company stock, and high-income tax exposure each require thoughtful attention — and they don’t exist in isolation from one another.
For W2 executives in the decade or so before retirement, the decisions you make now can have meaningful implications for your wealth, your taxes, and your legacy.
Executive Compensation Calls for a More Coordinated Approach
Traditional financial planning approaches may not fully account for the complexity that comes with executive compensation. Equity awards, deferred compensation, concentrated stock positions, and high-income tax years are interconnected in ways that benefit from a more coordinated approach.
Each decision in one area can affect the others. A plan that brings these moving parts together can help you consider the broader context of your financial life, rather than evaluating each piece separately.
At TandemGrowth, we work with corporate executives as a dedicated planning partner who understands your compensation structure, your timeline, and what’s at stake.
A Coordinated Approach Across Your Financial Life
We believe the value of executive financial planning isn’t in addressing one piece of your compensation in isolation. It’s in bringing everything together into a plan that reflects where you are, where you’re headed, and what matters most.
As a fee-only fiduciary, TandemGrowth provides advice in your interest without product incentives or commission-based recommendations. Our role is to bring clarity and coordination to the financial complexity that comes with a senior executive career.
“I believe that we were all created for a purpose, and I believe that sound financial planning is a means to an end: it helps us create the freedom to become all that we were uniquely created for.”
– Jeff Bernier, CFP®, ChFC, CFS President & Wealth Advisor
“I believe that we were all created for a purpose, and I believe that sound financial planning is a means to an end: it helps us create the freedom to become all that we were uniquely created for.”
– Jeff Bernier, CFP®, ChFC, CFS President & Wealth Advisor
This website (“Website”) is a publication of TandemGrowth Financial Advisors, LLC (“Tandem Growth”) which is a registered investment adviser with a primary business location in Alpharetta, GA.
Not all services will be appropriate or necessary for all clients, and the potential value and benefit of the adviser’s services will vary based upon the client’s individual investment, financial, and tax circumstances. Personalized or specialized services, levels of experience, and professional credentials or designations should not be construed as a guarantee of client satisfaction or any particular outcome. Comprehensive or holistic financial planning indicates that financial planning will be informed by the material financial and investment circumstances of the client, as communicated by the client to the adviser, but may not consider literally all aspects of a client’s financial affairs. Past performance does not guarantee future results. All investing comes with risk, including risk of loss.
Additional Important Disclosures
This information is provided for general educational purposes only and does not constitute tax, legal, or accounting advice. TandemGrowth is not a law firm or accounting firm and does not provide tax or legal advice; clients should consult their own tax advisor or attorney regarding their specific situation before implementing any strategy discussed here. References to potential tax benefits, deductions, or advantages are general in nature, may not apply to every client’s circumstances, and are not guaranteed. Discussions of equity compensation, concentrated stock, and deferred compensation involve strategies that are not appropriate for every client and depend on individual circumstances, including plan documents and company-specific restrictions that are outside TandemGrowth’s control. References to potential tax outcomes are general in nature and not guaranteed.
